Voluntary Benefits
VOLUNTARY SHORT-TERM DISABILITY
Aflac Short-Term Disability Insurance helps to protect your most valuable asset – your income – when you need it most. It provides benefits if you are unable to work due to a covered illness, injury or mental health condition, allowing you to focus on their recovery and get back to work as healthy and productive employees.
ACCIDENT INSURANCE
Accident insurance is a policy that can help you pay expenses that may follow an accident, including out-of-pocket health care costs.
This plan pays benefits if you are injured in an accident, regardless of whether or not you are at work.
HOSPITAL INSURANCE
Hospital insurance helps you and your family members cope with the financial impacts of a hospitalization.
You can receive benefits when you’re admitted to the hospital for a covered accident, illness or childbirth.
Other benefits available include daily confinement, ICU confinement, emergency room and others.
Lump-sum benefit can be used to pay for the direct and indirect cost of a covered hospitalization, such as:
• Deductibles and co-pays
• Transportation
• Child Care
CANCER PROTECTION INSURANCE
Cancer Protection insurance is a policy that provides a lump-sum, cash benefit if you are diagnosed with a covered illness (e.g., heart attack, stroke, cancer). These diagnoses can cause significant financial burden, especially if you are unable to work while receiving treatment. You can use the money you receive however you would like, including to help you pay your mortgage, pay your deductible, seek experimental treatment, or for any other expenses. The benefit amount you receive is based on the level of coverage you purchase. You may also purchase coverage for your spouse and/or dependent children.