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Eligibility & Qualifying Events

BENEFIT ELIGIBILITY

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You are eligible for benefits if you work 30 or more hours per week. You may also enroll your eligible dependents under certain plans you choose for yourself.

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Eligible family members include:

 

  • Your legally married spouse

  • Your domestic partner (DP) and/or their children, where applicable by state law

  • Your biological children, stepchildren, adopted children or children for whom you have legal custody (Up to age 26). Disabled children age 26 or older who meet certain criteria may continue on your health coverage.

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CHOOSE CAREFULLY!
 

Due to IRS regulations, you cannot change your elections until the next annual Open Enrollment period, unless you have a qualifying life event during the year. 

 

Following are examples of the most common qualifying life events:

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  • Marriage or divorce

  • Birth or adoption of a child

  • Child reaching the maximum age limit

  • Death of a spouse, DP or child

  • You lose coverage under your spouse’s/DP’s plan

  • You gain access to state coverage under Medicaid or The Children’s Health Insurance Program

WHEN COVERAGE BEGINS

 

  • New Hires: You must complete the enrollment process within 30 days of your date of hire. If you enroll on time, coverage is effective on the first of the month following 60 days.

  • If you fail to enroll on time, you will NOT have benefits coverage (except for company-paid benefits) until you enroll during our next annual Open Enrollment period.

  • Open Enrollment: Changes made during Open Enrollment are effective November 1, 2025 - October 31, 2026.

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MAKING CHANGES
 

To change your benefit elections, you must contact Human Resources within 30 days of the qualifying life event. Be prepared to show documentation of the event, such as a marriage license, birth certificate or a divorce decree. If changes are not submitted on time, you must wait until the next Open Enrollment period to change your elections.

REQUIRED INFORMATION — You will be required to enter a Social Security number (SSN) for all covered dependents when you enroll. The Affordable Care Act (ACA) requires the company to report this information to the IRS each year to show that you and your dependents have coverage. This information will be securely submitted to the IRS and will remain confidential.

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